Knowledge is the critical first step for your financial future.

Health Care Approach Evolving at Personal, Corporate Levels

March 22, 2016

An unexpected illness is something to think about when planning for retirement, as it could be costly.  More fail-safes are now embedded in health insurance plans, allowing more people with pre-existing conditions to receive coverage with reasonable premiums, but financial risks may still await.  For example, in an emergency situation, what are you supposed to…

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Growth: A Product of Planning and Sharing

September 8, 2015

We all want the magic key to growth. From growing our personal wealth to business growth to national gross domestic product, Americans are obsessed with figuring out the perfect growth formula. Unfortunately, the reality is there is no magic solution for any of these areas. Numerous factors interplay to contribute to growth, adding up to…

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Flipping the Script on the Gender Pay Gap

September 1, 2015

Despite increased efforts to narrow the financial gap between men and women, there’s still no shortage of cultures that prioritize males when it comes to divvying up the monetary spoils. In China, when divorcing couples can’t agree on how to divide their assets, the family home typically goes to the men, even though Chinese women…

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Feeling Stressed? Find Some Green.

August 25, 2015

It’s not easy being green. That signature line delivered by Jim Henson’s Kermit the Frog, and later covered by Frank Sinatra and countless others, has taken on a variety of meanings over the years. One way the classic Muppets song applies to the world today is the difficulty in finding green areas in urban neighborhoods.…

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Don’t Spend Summer in Hot Water

August 18, 2015

Everyone slips up from time to time. It’s human nature. But some mishaps are easier to make up for than others. A misstep in your financial decision making can have significant and far-reaching ramifications, which is why it’s generally a good idea to run your ideas by an objective professional to avoid regrets in the…

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Health Care Reform Here to Stay

August 11, 2015

If there were any lingering doubts about the long-term sustainability of the Affordable Care Act (also known as the ACA or Obamacare), a recent Supreme Court ruling assured the health care overhaul is here to stay. Not only does the King v. Burwell ruling handed down by Chief Justice John Roberts put the ACA on…

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The Heat of Negotiations

August 4, 2015

As we approach the dog days of summer, the world’s elected officials are pouring on the heat in political debates ranging from Euro debt to global trade agreements. Greece and its creditors have been arguing over how much debt Greece must repay each year. The discord has led others in the European Union — even…

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What’s That You Say?

July 28, 2015

People are notorious for saying things they don’t actually mean, particularly during an argument. On the flip side, saying things that have a different meaning than what’s intended is human nature and often the cause of an argument in the first place. After all, no one is a mind reader. [CLICK HERE to read the…

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Overthinking Retirement Income Planning

July 21, 2015

You can’t pick up a newspaper or magazine or scan Internet headlines today without seeing something about the challenges of retirement and new surveys about how unprepared people are. Yes, it’s a concern. But consider for a moment that, really, it’s a personal one. You can solve your own concerns — you don’t have to…

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Bad Behavior

July 14, 2015

Five of the world’s biggest banks recently pleaded guilty to colluding to manipulate currency and interest rate markets. Apparently, by agreeing not to buy or sell at certain times, the traders protected each other’s positions and suppressed competition in the foreign exchange market. Collectively, these banks will pay penalties totaling $5.6 billion to the U.S.…

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