Blog

Knowledge is the critical first step for your financial future.

The Business of Risk

July 7, 2015

Cyber threats have created an interesting conundrum in which the criminal perpetrators are frequently more tech savvy than those responsible for preventing their crimes or apprehending them. And the situation, at the moment, doesn’t really show signs of improving. Several national security experts recently issued recommendations to help address the problem. They referred to the…

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City Planning for a Better Future

June 30, 2015

The plight of elderly citizens tends to dominate news headlines. Topics like Medicare, Social Security, health care and long-term care are often referred to as “senior issues.” But as the larger population continues to age — and not die — many more issues will come to light, and we may even drop the word “senior”…

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Make a Long Life Worth Living

June 23, 2015

Robert Browning once wrote, “Grow old along with me! The best is yet to be.” Today, the average life expectancy in America is 81 for women and 76 for men. But those are averages. The reality is that some people will die earlier and others will live much longer. Those who live longer are not…

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Going Global

June 16, 2015

Not everyone has the opportunity to travel. But doing so can open up a world of opportunities — not just in learning more about the world, but in expanding the way we think. Just seeing life lived in ways other than how we grew up can help us understand different perspectives. We often criticize young…

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Taxes Filed. Now What?

June 9, 2015

In a 1789 letter to Jean-Baptiste Leroy, Ben Franklin wrote, “Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.” It’s interesting that while the Constitution has changed only minimally since 1787, the tax code changes all…

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Trends in Jobs and Education

June 2, 2015

It’s that time of year. Student graduates have crossed the tassel from one side of the cap to the other, parents are both teary-eyed and relieved, and millions of wide-eyed young adults will be flooding both college campuses and the workforce. For young college grads just entering the job market, the news is upbeat. One…

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Surprising Findings

May 26, 2015

Sometimes, hidden among the gloom and doom news headlines and economic predictions, we find little nuggets of information that surprise and can even make our day. For example, thanks to national budget cuts, fewer taxpayers are being audited. The average taxpayer’s chance of being audited has dropped by 23 percent in the past three years,…

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3 Tips for Doing Something Better

May 19, 2015

You see those article headlines all the time: “10 Tips for …” blah blah blah. The writer claims to have simplified some common problems we all face — losing weight, achieving happiness, getting along with your boss at work — into three, five, or 10 nuggets of no-fail wisdom. Often we find two or three…

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Best-Laid Plans

May 12, 2015

A recent survey revealed that six out of 10 Americans believe they are inadequately prepared for a financial emergency, and only 50 percent feel that they are overall financially secure. For most, planning for retirement is one of their biggest worries. This stress is further exacerbated by the fact that most Americans reported having experienced…

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Longevity Decisions

May 5, 2015

People over age 90 are now the fastest growing segment of the U.S. population. By mid-century, this population is expected to quadruple. Many researchers currently are studying what the commonalities are for longevity and whether we can replicate them either in lifestyle choices or perhaps even pharmaceutically. A “60 Minutes” episode last year revealed some…

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