Knowledge is the critical first step for your financial future.

2015 Outlook

February 17, 2015

Last year left the U.S. in decent financial shape. Oil prices tanked and the U.S. dollar surged. Inflationary pressure is low, and the stock market ended the year strong. The…

Read More

Where Does the Money Go?

February 10, 2015

In December, Congress passed the federal budget for fiscal year 2015 at the last possible moment, avoiding yet another government shutdown. You have to wonder why this is such a…

Read More

American Pride

February 3, 2015

Bye China. Bye India. Buy Trenton. Who can forget the catchy 1980s union advertising jingle, “Look for the union label”? You can check out one of those ads at the…

Read More

City Burbs

January 27, 2015

The housing market continues to experience mixed results, depending on the area of the country and demographics. For example, while the homeownership rate for seniors is 80 percent, about 40…

Read More

Low Oil Prices: Who Wins, Who Loses?

January 20, 2015

The national average price for a gallon of gas is less than $3, with further decreases expected. But that’s nothing new. Bear in mind that oil is a commodity, so…

Read More

Retiree Ingenuity

January 13, 2015

For many, the mind stays sharp as long as it continues to be challenged, and the trend of retirees working and living longer proves just that. Take Hugh Lyman, for…

Read More

Is Your Retirement Just a Number?

January 6, 2015

Throughout our lives, we are identified by numbers. Social Security number. Employee ID number. Driver’s license number. The amount of money that you make. The number of children and grandchildren…

Read More

Mortgages and Real Estate

December 30, 2014

Real estate appears to be rebounding slowly but surely. There’s even a push from government regulators to lower the down payment requirements for new mortgages. New analysis shows few borrowers…

Read More

How Year-End Politics May Affect You

December 23, 2014

The changing of the guard in Congress has begun: out with the old, in with the new. As the GOP prepares to take a majority presence in both the House…

Read More

Sleigh Bells Ring

December 16, 2014

The holiday season kicked off early this year, with a big winter storm in parts of the country. Beautiful, yet treacherous, photographs emerged of cars and neighborhoods entirely submerged in…

Read More